Ancillary Benefits

Not just any ancillary benefits, but the right benefits for your employees

Are you looking for a cost-effective way to enhance your current employee benefits?

You want what’s best for your team – including benefits that support their health and well being. According to a recent survey 92% of employees feel that benefits are important to their overall job satisfaction. However, nearly one third cited their current benefits package as a top reason to look for a new position with a different employer in the next 12 months.

How does your benefits package compare to that of your competitors?

The Employee Benefits Advisors Group’s Voluntary Benefits solutions offer a variety of affordable supplemental coverage and insurance options designed to offset your employees’ out-of-pocket medical expenses. You can offer broader benefits packages – and they can purchase the plans at a lower cost than buying them individually.


Vision Insurance

Regular eye exams help protect eyesight and detect more serious medical conditions such as high blood pressure and diabetes. Vision benefits help ensure that employees identify issues early and save on frames, lenses and other services.

  • Almost 50% of the U.S. adult population does not have has vision insurance.

  • Only 35% of employers offer vision insurance to their employees - offer vision insurance and stand out from the competition!

Dental Insurance

Good oral health is essential to your employees’ overall wellness. Our comprehensive dental options include coverage for both routine and more expensive dental procedures that are not covered by most health insurance plans.

  • 34% of adults do not have dental insurance.

  • 67% of people without dental insurance are more likely to have heart disease, add dental insurance and keep your employees healthy!

Critical Illness Insurance

When an employee receives a major medical diagnosis, our critical illness insurance provides peace of mind. Plans cover a range of diagnoses, from heart attacks and strokes to cancer, and lump sum benefits are paid directly to the employee to be used where they are most needed.

  • About every 34 seconds an American has a heart attack.

  • About every 40 seconds someone in the US has a stroke.

Accident Insurance

Accidents can happen at any time – and the financial impact can be overwhelming. Our accident insurance plans help employees with expenses that may not be covered by major medical insurance, from initial treatment, surgery, and hospital stays, to follow-up care.

  • 50% of businesses offering supplemental benefits offer accident insurance.

  • 60% of businesses reported that it helped with employee retention.

Short Term Disability Insurance

When an employee is unable to work for a limited period of time due to an accident or injury, a short-term disability insurance policy can provide a source of monthly income to help pay the bills while they are on the mend. We offer benefits for both total and partial disability that replace a percentage of lost income for up to two years.

  • 1 in 4 Americans entering the workforce will become disabled before they retire.

  • Nearly 90% of disabilities are not work related.

Long Term Disability Insurance

If an employee can’t work for an extended period of time as a result of a covered accident or illness, long term disability insurance will pay a portion of his or her income while they are out of work. Voluntary benefits may supplement state-sponsored disability programs.

  • The average long term disability absence is 34.6 months.

  • Disability income insurance can help protect 50% to 70% of your employees' income.

Travel/International Medical Insurance

Do your employees travel overseas? With international medical coverage, they can access doctors and hospitals around the world. We design plans for a single trip, frequent traveling, or longer stays that typically supplement coverage provided by an accidental death or dismemberment policy.

  • Long and short term plans.

  • Coverage both in the U.S. and abroad.

Life Insurance

If you want to help provide financial protection for an employee’s family in the event of his or her death, consider offering a life insurance option. Our policies pay out a lump sum and coverage can be updated to reflect life changes like getting married, buying a home, or having a child.

  • 46% of Americans do not have life insurance.

  • Employees can purchase for their spouse or children.